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Thanks to an innovative state-sponsored health insurance plan known as the New Hampshire Health Plan, or NHHP, most people in New Hampshire who have been denied private insurance coverage because of a pre-existing condition or for a number of other reasons can now find affordable health care coverage.

There are 7 basic requirements in order for a New Hampshire resident to qualify for NHHP insurance coverage. To see if you qualify go to nhhealthplan.org/

But whether you qualify for NHHP insurance or you need to find health insurance in the open marketplace, there are a few steps you can take that will help to reduce your cost of health insurance.

New Hampshire is one of just a handful of states that does not require the majority of its citizens to purchase car insurance before driving on a state roadway. However, keep in mind that such lax laws only apply to good drivers and those who drive legally and safely.

Having a conviction for Driving While Intoxicated (or Driving Under the Influence) not only results in whatever penalties the courts deem appropriate, such a conviction also triggers the requirement for liability car insurance. The first conviction for DWI or DUI mandates three years of liability insurance for your car; a second conviction will force you to carry liability insurance for a minimum of five years.